Step-Up SIP Calculator

A Step-Up SIP (also called Top-Up SIP) allows investors to increase their monthly SIP amount every year. This strategy helps investors increase their investments as their income grows and also helps fight inflation.

A Step-Up SIP calculator estimates the future value of investments when the SIP amount increases annually.

This strategy is useful for investors who want to maximize long-term wealth creation without feeling financial pressure initially.

Calculation Example

Initial SIP = ₹5,000/month
Annual Increase = 10%
Return = 12%
Investment Period = 10 years

Estimated future value ≈ ₹15,36,317+

This is significantly higher than a regular SIP because contributions increase every year.